The last thing you want to do is go into debt for some quick cash to put out a financial fire.
However, a 2017 study by the Federal Reserve reported that approximately 4 in 10 Americans can’t cover a $400 unexpected expense without selling something, borrowing money, or running up a credit card.
If you’re one of those people, chances are you’re digging yourself deeper and deeper into debt every time an emergency or unexpected situation pops up.
But how do you break the cycle?
You need to make money fast and get ahead of those expenses. That means find a way to make some quick cash now (not waiting until you need it), then set it aside for the next time an unexpected expense comes up (because they always do).
It’s all about building good habits to set your future self up for success.
In the long run, I always advocate setting up a sustainable side hustle, but that’s not always the best option when you need quick money.
That’s where the options below come in.
5 Ways to Get Quick Money Online
Businesses like to give away thousands of dollars in gift cards and free money as a way of promoting their products, websites, and services. Most of these promotions require very little from you — usually just filling out a simple form with your email address and (sometimes) some other basic information.
I’ve put together a list of 5 of the BEST offers on the internet right now.
All of the items on this list are free to sign up for, of course, and they are actually all services that I have personally tried and love. Even if there were no signup bonuses, I would still recommend these 5 companies for fast cash; that’s how good they are.
If you decide to take advantage of every item on this list, you can easily make an extra $100 or more in extra cash each month to help you build up your emergency fund!
1. Earn a $300 Bonus as a New Lyft Driver
Ridesharing with Uber or Lyft can be a pretty lucrative side hustle, especially if you live in a college town like me. I used to drive for Uber on football game weekends and make an easy couple hundred in just a few hours.
Given that these gigs typically pay out on a weekly basis, it’s a great way to make money fast when you need it.
Right now, Lyft has a promotion going on right now where new drivers get a $300 bonus after completing their 100th ride.
One hundred rides may seem like a lot, but it’s really not if you think about it. If you start now and hustle on the evenings and weekends, you could unlock that bonus in a few short weeks.
2. Snag $39 per Year with ShopTracker
Do you regularly shop on Amazon?
Seems like a silly question — don’t we all?
With the app, you can earn free money every month by contributing to research to help companies understand how people are buying online.
They’ll instantly send you a free $3 Visa gift card, plus another $3 for every month you keep the app installed.
Getting started is easy, just download and connect ShopTracker to your Amazon account.
3. Earn Quick Cash with Swagbucks (And a $5 Bonus)
Once you get past the gimmicky-sounding name, it’s easy to see why Swagbucks is one of the most respected companies in the online survey space.
Here’s how it works: for every survey you take, you are compensated in “Swagbucks,” aka SBs. You accumulate SBs, then convert them into cash, gift cards, or PayPal credit.
Here’s a screen grab from their website– these guys are the real deal (they even have an A+ rating with the Better Business Bureau):
As it turns out, surveys are not the only way to make money with Swagbucks, which is why I love them so much. They have a bunch of different ways for you to earn:
- Cash back program for online shopping (This program is similar to Ebates, which I also recommend.)
- Get paid for searching the web
- Make money online by watching videos
Use their web search tool (not a search engine, they just want to know what people search for), play videos on silent in another tab as you go about your day, and do a couple surveys a day when you’re bored at work. If you can consistently do that, your cash and rewards will add up quicker than you think.
Sign up for Swagbucks to claim your $5 bonus and start earning.
Here are some other legit survey companies I recommend signing up for:
- Survey Junkie
- Inbox Dollars ($5 Signup Bonus)
- Vindale Research ($1 Signup Bonus)
- VIP Voice
- Harris Poll Online
4. Get $10 in Free Amazon Cash with MyPoints
MyPoints is actually owned by the same company that owns Swagbucks, so we know these guys are the real deal.
We love them because (like the others on this list) they let you earn cash for the shopping you would do anyway.
And right now, they have a pretty sweet offer for new signups:
You can earn a $10 Amazon gift card when you spend $20 or more at any of their over 1,900 supported retailers!
Here’s how it works:
- Sign up for MyPoints here (you just need to give them a name and email address).
- MyPoints will instantly send you an email to confirm your email address. You’ll need to confirm your email to get the free gift card.
- You’ll need to buy $20 worth of stuff at any of the more than 1,900 supported retailers. MyPoints will then reward you with points, which can be redeemed for a $10 gift card.
That’s all! Essentially a free $10. Plus, there’s all the cash back and discounts you’ll earn from ongoing use of MyPoints. This one’s a no-brainer.
5. Collect a $10 Sign Up Bonus from Ebates
Ebates has a similar story to Swagbucks and MyPoints. You sign up with your email address, make a $25 online purchase within 90 days, and get either $10 cash or a $10 Walmart gift card. They’ll also give you $5 for any friends that you refer to them, which can add up quick.
Ebates is one of the most well-known cashback sites out there, and they have paid out over $366,000,000 to their members. Four times per year (or more if you qualify), Ebates mails you a check or sends you a PayPal payment with your cash back. Just long enough to where you’re not expecting it, so it’s always a nice surprise when it comes in the mail!
- The Best Cashback Sites with Crazy Good Rewards (+$25 in Bonuses)
- 100+ Genius Ways to Make Extra Money
Know of any others offering quick cash too? Let us know in the comments!
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